Original article: Kast revive la pesadilla del CAE: Gobierno sale a cobrar a 550 mil morosos<\/a><\/p>\n As announced, Jos\u00e9 Antonio Kast<\/a> has initiated actions that will directly impact debtors of the State-Guaranteed Loan<\/strong> (CAE), and the General Treasury<\/strong> of the Republic (TGR) reported that on Monday, April 6, the process of judicial and administrative collection<\/strong> began for over 550,000 delinquent individuals<\/strong>.<\/p>\n It is worth recalling that during a visit to the Biob\u00edo Region, the far-right leader announced on March 14 his \u201cNational Reconstruction Plan<\/strong>,\u201d a package of over 40 measures<\/strong> grouped into five main areas aimed at addressing the damage caused by forest fires in the central-southern region. However, it faced a wave of criticism for affecting social benefits.<\/p>\n This plan includes the application of new mechanisms for collecting CAE debts<\/strong>\u2014a student loan taken out by thousands to attend university, which is secured through private banking with state backing.<\/p>\n Kast stated that his aim is to strengthen the financial pursuit of debtors<\/strong>, under the alleged necessity to curtail public spending<\/a> and ensure the country\u2019s financial sustainability. \u00abIt is an economic reconstruction because we need more resources,\u00bb he affirmed at that time.<\/p>\n According to the Treasury in a statement published on its website, the debt amounts to $4 trillion by 2025<\/strong>, \u201cmultiplying eightfold since 2018.\u201d<\/p>\n Additionally, it was reported that currently, there are over 550,000 people who owe CAE debts<\/strong>, and in these cases, \u201cthe state acts as a guarantor,\u201d because when \u201ca beneficiary stops paying, the state fulfills its obligation to the bank and subsequently assumes the collection to recover those public funds.\u201d<\/p>\n According to the institution, the collection plan is segmented according to the income level of the debtors<\/strong>, allowing differentiation between \u201cthose who can regularize their situation through payment agreements and those cases that will advance towards judicial actions.\u201d<\/p>\n For this reason, it has urged debtors to \u00abget up to date, whether by paying their debt or signing agreements, especially in cases that meet the requirements.\u00bb<\/p>\n The TGR announced that starting April 6, it has commenced the collection process with legal actions and without access to payment agreements<\/strong> for debtors whose monthly income exceeds 5 million pesos.<\/p>\n \u201cMeasures are being implemented to encourage the regularization of these debts, considering the initiation of executive lawsuits as applicable to each debtor\u2019s situation,\u201d the statement indicated.<\/p>\n It also clarified that these actions may include seizure or retention of debtors\u2019 assets<\/strong>, including funds in bank accounts, salaries, or other financial assets, \u00abalways in accordance with the prevailing legal framework.\u00bb<\/p>\n![\"\"](\"https:\/\/www.elciudadano.com\/wp-content\/uploads\/2026\/04\/Captura-de-pantalla_7-4-2026_14259_www.tgr_.cl_.jpeg)
Collection through Legal Actions without Access to Payment Agreements<\/span><\/h3>\n
Who Can Apply for Payment Agreements?<\/span><\/h3>\n